PPF Calculator — Public Provident Fund Returns Calculator
Free PPF calculator 2026. Calculate PPF maturity amount, interest earned, year-wise growth. Compare PPF vs SIP vs FD. Tax-free returns under Section 80C.
PPF max limit: ₹1,50,000/year
Current PPF rate: 7.1% (Q1 2026)
PPF lock-in: 15 years (extend in 5-year blocks)
Maturity Amount
₹40,68,209
Total Invested
₹22,50,000
Total Interest
₹18,18,209
Investment vs Interest
✅ Tax-free maturity amount (Section 80C)
✅ Government-backed guarantee
✅ Loan facility after 3rd year
PPF Returns Table @7.1% (2026)
| Yearly Investment | 15 Years | 25 Years | Interest (15Y) |
|---|---|---|---|
| ₹50,000/yr | ₹14.4L | ₹34.0L | ₹6.9L |
| ₹1,00,000/yr | ₹28.8L | ₹68.1L | ₹13.8L |
| ₹1,50,000/yr | ₹43.2L | ₹1.02Cr | ₹20.7L |
PPF Calculator क्या है?
PPF (Public Provident Fund) भारत सरकार की सबसे लोकप्रिय tax-free savings scheme है। इस PPF calculator से आप अपनी yearly investment पर maturity amount, total interest और year-wise growth आसानी से calculate कर सकते हैं। PPF में ₹500 से लेकर ₹1,50,000 तक हर साल invest कर सकते हैं।
PPF के फायदे (2026)
- Tax-free returns — Section 80C deduction + tax-free maturity (EEE status)
- Government guarantee — 100% safe, sovereign-backed
- 7.1% interest rate — compounded annually
- Loan facility — 3rd से 6th year के बीच loan ले सकते हैं
- Partial withdrawal — 7th year से partial withdrawal allowed
PPF vs SIP — कौन बेहतर?
PPF guaranteed returns देता है और पूरी तरह tax-free है। SIP market-linked होता है — ज़्यादा returns दे सकता है लेकिन risk भी है। Best strategy: दोनों में invest करें। SIP Calculator | FD Calculator
Frequently Asked Questions about PPF Calculator
iComplete Guide: PPF Calculator
Read the instructions carefully before using this tool
1Introduction
PPF (Public Provident Fund) भारत सरकार की सबसे safe और tax-efficient long-term savings scheme है। इस free PPF calculator से maturity amount, interest earned और year-wise growth instantly calculate करें।
2How to Use
1. Yearly investment amount डालें (₹500 to ₹1,50,000) 2. Interest rate set करें (current: 7.1%) 3. Time period choose करें (minimum 15 years) 4. Instantly देखें — maturity amount, total interest, और year-wise breakdown 5. SIP vs PPF tab में comparison देखें
3Key Features
⚠️ Important Notice
- • This tool is 100% free and no registration is required.
- • Your files are processed in your browser, no data is uploaded.